Smart finance for business, property and beyond

Sidco Finance supports self-employed clients, small business owners and SMSF borrowers across Somerville, the Mornington Peninsula and Melbourne, delivering clear lending solutions backed by real business experience.

Sidco Finance helps find the right loan for you.

Comprehensive finance solutions tailored to your unique needs. From home loans to business funding, we're here to help you achieve your financial goals.

Why Sidco Finance?

We take the time to find the right loan for your situation and guide you through the process clearly, so nothing feels rushed or uncertain.

99%

Approvals on home loans

60+

Trusted lenders on our panel

11k

Loan options available to you

Getting the right loan is easier (when you let your broker do it all for you)

We're here for you. Not banks.

At Sidco Finance, we put people before profits. From your first chat to settlement, we handle the details — paperwork, lender updates, and everything in between. Our job is to make finance feel easy to understand and built around you.

Access to 60+ lenders.

We don’t just look for any loan, we find the right one for you. With access to a wide range of lenders, we compare thousands of options to shortlist the best matches for your goals, helping you secure a competitive rate without the hassle.

On the house support.

Honest advice shouldn’t come with a price tag. Our guidance is always zero cost because we’re paid by the lender once your loan settles, not by you. You’ll always know we’re working with your best interests front and centre.

Ready to explore your options?

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Call us, we are here to help

Our expert insights will help guide you through the process and get you to your goal sooner.
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Book an appointment

Experience the Sidco Finance mortgage broker difference. Your local brokers with Australia-wide services.
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Start your application

We get it, you’re in the moment. Start your application online and we will contact you to compare and discuss your finance options.
Rated 5 Stars on Google.

Great service speaks for itself

As a small business owner, I appreciated the clear advice and practical approach. Everything was explained simply and the loan was structured to suit how my business actually runs.
Peter
Construction business owner
The SMSF lending process was handled professionally from start to finish. The structure made sense, the guidance was clear, and we felt supported at every step.
Shirley & Bill
SMSF property investor
Organising vehicle finance was quick and straightforward. The options were well explained and the outcome suited both my budget and business needs.
Janet & Sam
Small business owner
Your local mortgage broker in Somerville, supporting Self-employed, small business owners, SMSF investors from the Mornington Peninsula through to Melbourne and everywhere inbetween. Helping you secure your dream home with competitive interest rates and expert financial guideance.
Sid & Co Pty Ltd ACN 143 724 529 trading as Sidco Finance is a Corporate Credit Representative (576254) and David Sidwell is a Credit Representative (576391) of Broker ACL Pty Ltd ACN 681 761 375 (Australian Credit Licence 563763)

IMPORTANT NOTE: All content is general information only and is subject to change at any given time. Your complete financial situation will need to be assessed before acceptance of any proposal or product. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. Any recommendations made about a financial product are general advice only and has not taken into account your particular needs and circumstances. You should consider the Product Disclosure Statement to determine if the product is suitable for you before you decide to purchase it.